Different types of residential homes available for rent
For starters, houses are classified according to type and category for one thing.
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30700 Russell Ranch Road, Suite 200, Westlake Village, CA, 91362
Typically, your coverage begins after you have made your first payment. Before that, your insurer assesses the value of the property and the risks. You can apply for homeowner's insurance before you take possession of the home. In that case, coverage begins on your closing date.
As the owner, your landlord will be responsible for the maintenance of the building, so its down to them to ensure their property is protected with buildings insurance. But youre responsible for any contents inside that you own. If anything were to happen to your possessions, you would liable yourself for the cost of replacing them.