Frequently Asked Questions
Find the most frequently asked questions below:
01Does home insurance apply to you if you rent?
As the owner, your landlord will be responsible for the maintenance of the building, so its down to them to ensure their property is protected with buildings insurance. But youre responsible for any contents inside that you own. If anything were to happen to your possessions, you would liable yourself for the cost of replacing them.
02Why would you need to take out a joint home insurance policy?
Most insurers define accidental damage as an unintentional one-off incident that harms your property or its contents. Most standard policies cover key items like home entertainment, but there may be varying exclusions depending on your insurer. Your need depends on your circumstances many accidental damage claims come from people with young childr