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Frequently Asked Questions
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01How to determine cost of homeowners insurance?
To determine your home insurance price, insurers typically look at the following:1. Rebuilding cost of your home.2. Age of your home.3. Distance between your home and the nearest water source.4. Fire protection rating of your city.5. Your claims history and the claims history of others in your neighborhood.6. Your coverages, limits and deductible.
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02What are the major reasons to buy homeowners insur...?
There are three major reasons to buy homeowners insurance:1. To provide property coverage: Homeowners insurance covers the physical structure of your home and your personal property if it gets damaged or destroyed.2. To provide liability coverage: If someone who isnt covered under your policy is injured or killed, or their property is damaged or de