Frequently Asked Questions
Find the most frequently asked questions below:
01What are the major reasons to buy homeowners insurance?
There are three major reasons to buy homeowners insurance:1. To provide property coverage: Homeowners insurance covers the physical structure of your home and your personal property if it gets damaged or destroyed.2. To provide liability coverage: If someone who isnt covered under your policy is injured or killed, or their property is damaged or de
02How homeowner insurers determine your premium?
Many factors affect the underwriting process, which determines the premiums you pay. Different insurance companies charge different premiums for similar coverage. Decisions you make about how much insurance coverage to buy also affect your premium. Some of the other things that are likely to affect your premium include: A. The cost to rebuild your