Frequently Asked Questions
Find the most frequently asked questions below:
01What parts make up a homeowners insurance policy?
Although homeowners insurance policies differ in their actual structure, most contain the same basic components: Declarations page usually the first page of your homeowners insurance policy, it typically contains the following summary information: 1. Name and address of the insured. 2. Dollar amount of coverage in the policy. 3. Description of the
02What factors can affect homeowners insurance premiums?
The following factors can affect your homeowners insurance premium: Home Features and Characteristics â Your home's age, type of structure, wiring, roof, garage, etc., can affect your homeowners insurance premium. Older homes can often cost more to insure, and those costs can differ depending on whether your home is brick, frame, stone or has