Frequently Asked Questions

Find the most frequently asked questions below:

01What should you look for in an insurance company?

In addition to being financially secure, the life insurance company you choose should have a good claims payment history and good customer service. Independent sources such as A.M. Best Company rate insurance companies. HSBC works with insurance carriers who have a rating of A- rating or better by the A.M. Best Company.

02Why do you need health insurance?

It's no secret that health care is expensive today. The government says the cost to treat a broken leg can run $7,500 and an average three-day stay can set you back $30,000. Without insurance, many Americans would be one health setback away from financial ruin. Regularly paying a set premium for health coverage assures that money will be available

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