Frequently Asked Questions
Find the most frequently asked questions below:
01Is homeowner insurance effective immediately?
Typically, your coverage begins after you have made your first payment. Before that, your insurer assesses the value of the property and the risks. You can apply for homeowner's insurance before you take possession of the home. In that case, coverage begins on your closing date.
02Can you change your homeowner insurance after closing?
Buyers typically pay the entire annual premium for their insurance when they close on the house, and people sometimes mistakenly believe they have to wait until their policy is up for renewal to switch. The good news is that you can switch insurance carriers at any time if you find a better insurance deal.