Frequently Asked Questions
Find the most frequently asked questions below:
01What is a short term life insurance policy?
Short term life insurance is usually issued at the same time as short term health insurance, often a the time of a change in employment. In other words, the less expensive accidental death is more appropriate when used for short term coverage than it would be as a substitute for a long term life insurance policy.
02Do you need Medicare Part D if you have supplemental insurance?
You can keep your policy's coverage if you choose, but you cannot also have Medicare coverage at the same time. Most medigap policies are not 'creditable' meaning they do not offer medical coverage as good as Medicare so you'd pay a late penalty if you decide to join Part D in the future.