Frequently Asked Questions
Find the most frequently asked questions below:
01What is the average cost for boat insurance?
The average annual cost of boat insurance is a few hundred dollars, though it can run over $1,000 per year, depending on the type of boat and your personal profile. The type of boat, its length, and its expected use will largely dictate your boat insurance rates.
02What does a boat owners policy cover?
Boat insurance covers damage to your boat, motor, trailer, and personal items in the boat. It protects the boat owner against liability lawsuits and medical payments. Boat insurance protects most watercrafts with engines including small fishing boats, powerboats, houseboats, yachts, and pontoons.