Frequently Asked Questions
Find the most frequently asked questions below:
01Are auto insurance companies regulated?
Each state requires auto insurance companies to file how they calculate customer rates, and insurers cannot deviate from these filed rates. Each state also has regulators who review that information and the rates companies charge.
02How are car insurance quotes calculated?
Insurers will ask you a series of questions when calculating your car insurance quote. This helps them to determine the risk they're potentially taking on and how likely you are to make a claim on your policy. Generally, insurers evaluate (rate on) the same factors when calculating premiums, but - as no two risks are identical - prices can vary fro