Frequently Asked Questions
Find the most frequently asked questions below:
01Is it required by law to have renters insurance?
Although renter's insurance is not usually required, by the terms of some leases, tenants may be required to have insurance to cover their liability exposure if someone is injured on the premises, or if damages occur from items owned by the renter, such as waterbeds.
02What does a homeowner’s insurance cover?
A home insurance covers damage which is caused by fire, windstorm, hail and vandalism. Remember it does not cover damage which is caused by earthquakes and floods.