In a world where there are dozens of health insurance companies everywhere, it can be difficult to finalize on a single option. Even if you’re a veteran health insurance buyer, you’ll always find better deals in different parts of the state, even if you keep up with trends.
What makes a good insurance company great is the flexibility and coverage they offer to the customer. They should also cater to both high income and low income individuals. Your health matters. That’s why you should get the best plan you can. That’s why we’ve compiled a list of seven of the best health insurance plans in the US.
Blue Cross Blue Shield
Despite the unique name, Blue Cross Blue Shield is a household name. They offer the widest range of health insurance plans and are spread across 37 states. The quality of their plan depends on the state and location you’re live in.
Humana
They’ve got some of the most affordable health insurance plans. What makes them great is that they even have additional wellness programs. Their premiums are also pretty good. This is one of the best plans to go for if you live in the southern, western, or midwestern states.
Kaiser Permanente
This is the gold standard for health insurance plans. Their prices are reasonable and offer plans across 7 different states. What makes them stand out is that they have their own system of doctors and extensive medical facilities. If you’re looking for something exclusive, this is something that you should take a look at.
Aetna
They’ve got the least expensive monthly premiums if you’re looking for something cheap. It has supplemental programs, but it doesn’t provide short term coverage.
UnitedHealthcare
They offer some of the most expensive health insurance plans. But they’ve got one of the best online support systems of the providers on this list. If you’re looking to manage health insurance plans online, then opt for this. Their plans also fall under the guidelines of the ACA.
Cigna
Cigna offers extensive medical coverage in their health insurance plans. They also operate across 12 states. Plus, they even cover dental and global insurance in accordance with the ACA.
Assurant
Although they’re one of the most expensive health insurance plan providers, Assurant offers exhaustive medical coverage in their plans. Unlike most of the companies on this list, they offer short-term health insurance and international coverage. All of this is in accordance with the ACA. They’ve got a strong site with useful information for all clients. If you’re looking for short-term health insurance, go for Assurant.
Health insurance doesn’t have to be complicated if you know what you’re looking for. A small search can give you a lot of valuable information.